Personal Checking

• FREE Checking
• Checking Plus
• Regular Checking
• Student Checking
• Money Market Gold

FREE Checking

• No service charge with direct deposit
• FREE MasterCard Checkcard
• Overdraft protection up to $300.00 – subject to approval
• Unlimited check writing
• Monthly check imaging statements
• 24-Hour account access through On-Line Banking or 24-Hour Banking Anytime line

Checking Plus

• Interest paid on every dollar!
• Unlimited check writing
• No monthly service charge if balance remains above $750 ($7.50 if balance falls below $750)
• Overdraft protection up to $500.00 – subject to approval
• ATM Card
• MasterCard CheckCard – subject to approval
• Monthly check imaging statements
• 24-Hour account access through On-Line Banking or 24-Hour Banking Anytime line

Regular Checking

• Unlimited check writing
• No monthly service charge if balance remains above $500 ($4.00 if balance falls below $500)
• Overdraft protection up to $300.00 – subject to approval
• No activity – no service charge
• ATM Card
• MasterCard CheckCard – subject to approval
• Monthly check imaging statements
• 24-Hour account access through On-Line Banking or 24-Hour Banking Anytime line

Student Checking

• No service charge for full-time students
• 24-Hour account access through On-Line Banking or 24-Hour Banking Anytime line

Money Market Gold

• Higher interest paid on balances over $2,000
• Unlimited transfers and six (6) third-party transactions allowed per month
• No service charge if balance remains above $2,000 ($10.00 if balance falls below $2,000)
• Monthly check imaging statements
• 24-Hour account access through On-Line Banking or 24-Hour Banking Anytime line